Faster, Easier, Cheaper Home Loans

Derek is great to work with , he is very professional and have lot of experience in guiding home loans , he has helped me in getting loan .

Derek is very professional and extremely efficient! He assisted us throughout the whole process which was seamless from start to finish and even made time to be present during closing.... read more He’s committed to what he does and has your best interest at heart. I highly recommend Derek and will definitely work with him in the future.

Derek has been amazing to work with. He responds quickly and takes care of everything. He updates me on rates and when it was the right time he said we... read more should lock. And sure enough the rates kept going up after we locked it in. He is knowledgeable and has great customer service skills. I would use his services again in the future!

Fast, efficient and knows exactly what he's doing. Derek made the process simple and got us a better rate than anybody else!

Derek got us a great rate on a new home purchase. The process was easy, the rates were very competitive, and the fees are extremely reasonable (lower than most). And... read more most importantly, he was responsive, answered my many questions, and delivered on time. He even came to the closing, which apparently is rare among lenders. I definitely recommend Derek for anyone needing to purchase or refi a house.

Derek is the best of the best, and I cannot say enough nice word about him. He is responsive and answering for all my questions. Do not hesitate to choose... read more Derek you gonna through away all the stress. Thank you Derek

Derek is truly great at what he does! He makes you feel like family and ultimately wants the best outcome for you. My biggest issue with my loan process was... read more not meeting him sooner. I will definitely work with him again in the future.

I love working with Derek,. He treats my clients like family. He gets them the best rates possible, saving them thousands of dollars. Answers their questions quickly, and makes their... read more real estate transaction a smooth process. That is why he is my preferred lender.

Derek is very detailed and told us exactly what we needed to do when we refinanced our home. It was super easy and he got us an excellent rate... read more as well! He’s very professional yet feels like a real friend.

Derek has set the bar for mortgage brokers. He was professional, engaged, and a pleasure to work with. He proactively reached out to me to ensure we would lock in... read more the best rate on my mortgage, and paid attention to the details so I didn’t have to. Would highly recommend.

Derek is a true professional. Very knowledgeable as to what my best mortgage options were. I’ve recommended him to friends in the past and will continue to do... read more so.

Derek was referred to me by my neighbor.. he got me a great rate, the process was super easy and fast. Derek was also very friendly and nice to do... read more business with!!

Derek is a straight shooter! He will do whatever it takes to find you the best rate possible and walk you through the paperwork. Best Lender in Central Texas by... read more a longshot!

Derek and his team were great to work with! They were very organized and professional which made everything finish smoothly and on time. I would definitely recommend him.

Derek is first class. He insulated us from all the ambiguity and complexity. We found him to be very prompt, efficient and more importantly trustworthy. He earned my trust on... read more Day-1 and I highly recommend Derek.

I have used Derek as my Loan Officer for two home purchases and he is the best! Derek answered any questions we had in a timely manner, he’s extremely knowledgeable... read more in his field, he got us the lowest rate possible, and even showed up to our closing. I highly recommend using Derek and his company for your future home purchase.

We had a great home buying experience with Derek. He managed to find us an excellent rate and remained engaged throughout the process, explaining the details and helping us understand... read more exactly what the advantages and disadvantages of different approaches were. On closing day Derek took it one step further by showing up to the closing. Even our realtor was amazed at his commitment. It definitely made us feel like we were not just another number. So for great service with maximum transparency I’d highly recommend Hill Country Home Loans.

Derek has helped us secure our first home loan, as well as a recent refinance. Derek made the process for both a breeze. He helped with every step of the... read more way and answered an questions right away. Most of all he was able to get us some amazing rates that exceeded expectations. 100% would recommend Derek to anyone!

Derek is a highly knowledgeable and extremely personable professional. He helped me find the right mortgage and made me aware of all of my available options. It was a pleasure... read more to work with him! I really appreciated how Derek took the time to explain all the details throughout the process and was quick to respond to questions.

Derek did an incredible job helping us with our home purchase! From the very beginning he was knowledgeable, helpful and efficient. We were able to feel confident in submitting an... read more offer with a tight deadline because he was prepared and able to take care of everything on the lending side quickly. We got the clear to close in just 8 days! We are so appreciative of what a great job he did, we will definitely be sending our friends and family to Derek!

Derek is the best!! We are so so glad to have worked with Derek again! He is very knowledgeable, approachable and he puts the needs of his clients first!... read more He is very hands on and is very fast in responding back. He patiently answered all our questions and explained the whole loan process. He is the real deal and we highly recommend him!

Derek took us on as clients in April of 2021. As first time homeowners we felt anxious about the whole process. Derek was very transparent about everything, no surprises. Derek... read more was also able to get us a conventional loan (we didn't want FHA) with the lowest rate (a lot lower!) out of the 6 other lenders we applied through.

Working with Derek has always been an amazing. He works with a servant heart and puts your focus first in all decisions made. When I utilized a few different loan... read more companies in an attempt to get pre-approved for a home lone, they each failed me. I was in a very difficult situation legally caught between being an executor of my moms estate where the loan company screwed my credit up and put my moms house on my credit directly. The loan was way more than I could be approved for so the chances of getting approved for an additional loan were basically impossible as it was explained to me over and over. As you can tell I was over extended in my credit and three different companies could not figure out how to help me for a span of 3 months. Derek figured out my situation in less than 24 hours and helped me get approved for a loan allowing me to sell off the home and move into another. As one of many amazing feats, Derek is an incredible person to have support your goals and desires through the loan process. If I need anything further, I will only work with Derek for as long as he is in the business to serve our community in the mortgage industry.

Derek helped my wife and I buy a home and I would recommend him to anyone he got the deal done after things changed and got really hard but still... read more got us into our home will use this guy everything thanks derek!

Speedy is his middle name. Derek was so quick to jump on our refi and got us closed in 7 days! I have never closed this quickly in my life.... read more He is the absolute best in the mortgage industry. Couldn’t be happier. Thank you so much!

Derek was great to work with. Very professional and helpful throughout our entire refinancing process. When our family got sick and we had to reschedule our closing, Derek made sure... read more everything was taken care of and kept us well informed. I would recommend him to everyone! Thanks Derek for the great service.