Specializing in Texas Loans

The Hill Country Home Loans Team is your premier mortgage team located in Austin, Texas. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Texas.

Start your home loan process here!

The Hill Country Home Loans team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at a competitive rate no matter what your needs are.

What are your goals? We are committed to helping you reach them.

Western House
  • Homebuyers

    We will help you find the right financing solutions to meet your needs.

  • Today's Rates

    Evaluate the current market conditions to determine if it is a favorable time to purchase or refinance.

  • Refinance

    We can help you lower your interest rate and lower your monthly payment.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Local Loan Options

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

We love our clients, our clients love us too!

  • Derek is fantastic at what he does - we weren't sure about our ability to enter the market and we're please at the opportunity to become homeowners with his help.... read more

    Jonathan Suchin Avatar Jonathan Suchin

    Derek was phenomenal. He was keeping me well informed every step of the way. His rate beat two other lenders I was also working with. ... read more

    Zach Barnes Avatar Zach Barnes

    More than 5 Stars! I would give Derek more than 5 Stars if I could. I work as a Product/Project Manager, and part of my job is to identify people... read more

    Yon V Avatar Yon V

    Derek goes above and beyond throughout every phase. He explains all of your options and helps you to choose what is best for you. He is always accessible and always... read more

    Al Curtis Avatar Al Curtis
  • Derek is great to work with , he is very professional and have lot of experience in guiding home loans , he has helped me in getting loan .

    sagar a Avatar sagar a

    Derek is very professional and extremely efficient! He assisted us throughout the whole process which was seamless from start to finish and even made time to be present during closing.... read more

    Mario Avatar Mario

    Derek has been amazing to work with. He responds quickly and takes care of everything. He updates me on rates and when it was the right time he said we... read more

    Yoko Jones Avatar Yoko Jones

    Fast, efficient and knows exactly what he's doing. Derek made the process simple and got us a better rate than anybody else!

    DuWayne Murdock Avatar DuWayne Murdock
  • Derek got us a great rate on a new home purchase. The process was easy, the rates were very competitive, and the fees are extremely reasonable (lower than most). And... read more

    Billy Holiman Avatar Billy Holiman

    Derek is the best of the best, and I cannot say enough nice word about him. He is responsive and answering for all my questions. Do not hesitate to choose... read more

    momo texas Avatar momo texas

    Derek is truly great at what he does! He makes you feel like family and ultimately wants the best outcome for you. My biggest issue with my loan process was... read more

    Mirca Cruz Avatar Mirca Cruz

    I love working with Derek,. He treats my clients like family. He gets them the best rates possible, saving them thousands of dollars. Answers their questions quickly, and makes their... read more

    Giovanna Pinson Avatar Giovanna Pinson
  • Derek is very detailed and told us exactly what we needed to do when we refinanced our home. It was super easy and he got us an excellent rate... read more

    Krista Monk Avatar Krista Monk

    Derek has set the bar for mortgage brokers. He was professional, engaged, and a pleasure to work with. He proactively reached out to me to ensure we would lock in... read more

    Jordan Coppert Avatar Jordan Coppert

    Derek is a true professional. Very knowledgeable as to what my best mortgage options were. I’ve recommended him to friends in the past and will continue to do... read more

    Steven Martin Avatar Steven Martin

    Derek was referred to me by my neighbor.. he got me a great rate, the process was super easy and fast. Derek was also very friendly and nice to do... read more

    JACKASH JACKASH Avatar JACKASH JACKASH
  • Derek is a straight shooter! He will do whatever it takes to find you the best rate possible and walk you through the paperwork. Best Lender in Central Texas by... read more

    Tyler Harris Avatar Tyler Harris

    Derek and his team were great to work with! They were very organized and professional which made everything finish smoothly and on time. I would definitely recommend him.

    Wes Pietrzak Avatar Wes Pietrzak

    Derek is first class. He insulated us from all the ambiguity and complexity. We found him to be very prompt, efficient and more importantly trustworthy. He earned my trust on... read more

    Dayal Murukutla Avatar Dayal Murukutla

    I have used Derek as my Loan Officer for two home purchases and he is the best! Derek answered any questions we had in a timely manner, he’s extremely knowledgeable... read more

    Crissy Koehrer Avatar Crissy Koehrer
  • We had a great home buying experience with Derek. He managed to find us an excellent rate and remained engaged throughout the process, explaining the details and helping us understand... read more

    Tim Uys Avatar Tim Uys

    Derek has helped us secure our first home loan, as well as a recent refinance. Derek made the process for both a breeze. He helped with every step of the... read more

    Brandt Bowers Avatar Brandt Bowers

    Derek is a highly knowledgeable and extremely personable professional. He helped me find the right mortgage and made me aware of all of my available options. It was a pleasure... read more

    Ross Benavides Avatar Ross Benavides

    Derek did an incredible job helping us with our home purchase! From the very beginning he was knowledgeable, helpful and efficient. We were able to feel confident in submitting an... read more

    Berlyn Gauthier Avatar Berlyn Gauthier
  • Derek is the best!! We are so so glad to have worked with Derek again! He is very knowledgeable, approachable and he puts the needs of his clients first!... read more

    Sanjay Balasundaram Avatar Sanjay Balasundaram

    Derek took us on as clients in April of 2021. As first time homeowners we felt anxious about the whole process. Derek was very transparent about everything, no surprises. Derek... read more

    Amber Van Arsdol Avatar Amber Van Arsdol

    Working with Derek has always been an amazing. He works with a servant heart and puts your focus first in all decisions made. When I utilized a few different loan... read more

    Eric Starks Avatar Eric Starks

    Derek helped my wife and I buy a home and I would recommend him to anyone he got the deal done after things changed and got really hard but still... read more

    Ryan Thompson Avatar Ryan Thompson
  • Speedy is his middle name. Derek was so quick to jump on our refi and got us closed in 7 days! I have never closed this quickly in my life.... read more

    Laura Lee Avatar Laura Lee

    Derek was great to work with. Very professional and helpful throughout our entire refinancing process. When our family got sick and we had to reschedule our closing, Derek made sure... read more

    Shane Norcross Avatar Shane Norcross